Maryland’s driver’s license point system can dramatically impact your driving privileges and insurance rates. Understanding how this system works is essential for drivers, especially when dealing with DUI or DWI offenses. Here’s a closer look at the points system, its consequences, and ways to manage your driving record effectively.
How are points assigned for DUI/DWI offenses?
Maryland’s Motor Vehicle Administration (MVA) assigns points to your driving record for various offenses, including DUI/DWI. The severity and specifics of the violation determine points for these offenses.
- DUI (Driving Under the Influence) typically results in 12 points added to your driving record and can lead to license revocation.
- DWI (Driving While Impaired by Alcohol) averages 8 points. It can lead to license suspension.
- With Maryland’s point system, the point will be on your record for two years from the violation date.
Accumulating points can lead to significant consequences. If you accumulate 8 to 11 points, the MVA may suspend your license. In addition, getting 12 or more points may mean a license revocation.
What are the strategies for reducing points?
You can take a defensive driving course to reduce points on your driving record. These courses teach safe driving skills. Keeping your record clean helps lower insurance rates and protect your driving privileges. Here are some strategies to consider:
- Defensive driving courses: After completing a defensive driving course, you might get points removed from your record. Check with your local DMV for approved courses. The MVA may offer a point reduction as an incentive.
- Time: Points automatically expire after two years from the violation date.
- Probation before judgment (PBJ): In some cases, a court may grant a PBJ, preventing points from being added to your record if you meet certain conditions.
Maintaining a clean driving record is crucial. Insurance companies consider your points when determining your premiums. More points often mean higher rates.
Long-term impact and seeking guidance
The long-term impact of accumulating points goes beyond potential license suspension. Insurance rates can skyrocket, affecting your financial well-being. Understanding the intricacies of Maryland’s point system can be challenging, and having someone you can trust may provide clarity and help you make informed decisions about handling your situation.